Merger Of OBC & UBI Banks With PNB, Customers Curious About Banking Operations

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New Delhi: After the Amalgamation of OBC, UBI into Punjab National Bank, several customers are curious to know as to happens to their existing debit cards and internet banking after April 1, 2021.

According to information tweeted by PNB, the user ID of the old customers of Oriental Bank of Commerce and United Bank of India has changed. After the merger of OBC and UBI banks with PNB, the MICR Code and IFSC Code will also change from April 1, 2021.

Although, your existing ATM cum debit card will be valid until date of expiry printed on the debit card. Your debit card will be renewed upon its expiry.

For Credit Card Customers :-

PNB – Your existing credit card shall be valid until the date of expiry printed on the credit card. Your PNB credit card will be renewed upon its expiry.

OBC – Your existing OBC SBI credit card shall be valid until the date of expiry printed on the card. Your credit card will be renewed upon its expiry. You may also approach PNB for a fresh credit card for exciting services and offers.

UBI – Your existing credit card shall be valid until the date of expiry printed on the credit card. Your credit card will be renewed upon its expiry. You may also approach PNB for a fresh credit card for exciting services and offers.

There will be no immediate closure of ATMs. Moreover, each customer can now benefit from a network of 13,000+ ATMs without any additional charge. Post amalgamation, customer of Oriental Bank of Commerce and United Bank of India will be able to access Punjab National Bank’s ATM and vice versa without any additional charges subject to Terms and conditions as stipulated by RBI.